Accordingly, United Home Improvement Loans, Inc., is not hereby endorsing or recommending any specific insurance / mortgage company, coverage, product or policy type. NOTHING ON THIS WEB SITE SHOULD BE CONSTRUED AN OFFER TO BUY INSURANCE OR MORTGAGE PRODUCTS, BUT MERELY A CONFIDENTIAL INFORMATIONAL INQUIRY. United Home Improvement Loans, Inc, is an independent information gathering firm. We are not an insurance agency or mortgage brokerage, and consequently we are not qualified nor registered to provide quotes to the public directly . Further, the material included on the United Home Improvement Loans web site is for informational purposes only. The content (FAQ's / GUIDES) has been compiled from a wide range of industry sources, and we believe the information to be accurate, however we do not guarantee its accuracy. The listings of insurance companies (if any) and rates are not to be construed as advertising in any form. We will not accept payment as a condition of being listed on the United Home Improvement Loans web site.

INSURANCE: FURTHER, YOU SHOULD KNOW THAT, it is possible that, upon review of your application and medical records, the insurance carrier will determine that (1) you cannot be approved for coverage or, (2) you fall into a different risk classification. Your final rate could be higher or lower than the rate a licensed agent has quoted. If there is a change, you will be notified and you will have the option to accept the new rate or not. All products and product features may not be available in all states, ASK YOUR LICENSED PROFESSIONAL WHAT IS BOTH AVAILABLE, AS WELL AS RIGHT FOR YOU. Complete details are included in the specific policy illustrations that are provided to each prospective customer by their licensed agent, when the final application is completed.

United Home Improvement Loans, Inc, can not or will not give legal, tax, financial planning or other professional advice. Always consult with a qualified advisor regarding your personal situation.

MORTGAGE: FURTHER, YOU SHOULD KNOW THAT, it is possible that, upon review of your application and credit records, the lending institution will determine that (1) you cannot be approved for credit or, (2) you fall into a higher risk classification. Your final rate could be higher or lower than the rate a licensed broker has quoted. If there is a change, you will be notified and you will have the option to accept the new rate or not. All products and product features may not be available in all states, ASK YOUR LICENSED PROFESSIONAL WHAT IS BOTH AVAILABLE, AS WELL AS RIGHT FOR YOU. Complete details are included in the specific disclaimers and consumer disclosure material that is provided to each prospective customer by their licensed broker, when the final application is completed.

United Home Improvement Loans, Inc, EXPRESSLY DISCLAIMS ANY WARRANTY OF MERCHANT ABILITY OR FITNESS FOR A PARTICULAR USE. THE INFORMATION IS PROVIDED AS IS, WITH ALL FAULTS. United Home Improvement Loans, Inc. not be liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in the Information or for any damages resulting therefrom. In no event shall United Home Improvement Loans, Inc, be liable for any consequential damages suffered by user as the result of user's access to or use of the Information. United Home Improvement Loans, Inc. has no responsibility for the content of any messages or information posted by users, or for the content of information of third parties on the Internet, even if accessed through United Home Improvement Loans, Inc, site. The user agrees to indemnify United Home Improvement Loans, Inc., from any damages, losses, costs or expenses which United Home Improvement Loans, Inc., and its authorized representatives may incur as a result of material entered into these World Wide Web pages by the user.

In the future, the United Home Improvement Loans web site may, for the benefit of its users, be linked to other sites of which United Home Improvement Loans, Inc. has no relation and exercises no control. United Home Improvement Loans, Inc. makes no representations as to the accuracy of any of the information contained in such hyper linked sites, nor shall it be liable for the users' reliance on any information contained therein.